If you have had problems with your health, and not just serious conditions, or you smoke, then you might qualify for an enhanced or impaired life annuity, and you could get an even better annuity.

Call us FREE on 0800 0725 987 to find out if you qualify

Ill Health and Annuities

If you have had problems with your health, even relatively minor conditions, you might qualify for an enhanced/ill health annuity. There are five companies which offer annuities in this market, some of which only offer impaired life annuities.

It is estimated that about 30% of all people who take out an annuity could qualify for an enhanced annuity based on their health, and who could get a bigger annuity too. But many miss out because they do not think they qualify.

It is not just serious conditions which qualify, but sometimes even less serious conditions. e.g. high blood pressure, when combined with other less serious conditions such as asthma, or high cholesterol could qualify you for an enhanced annuity.

Smokers

If you regularly smoke cigarettes or rolling tobacco you will also qualify for a better annuity too, as there are some companies who offer smoker rates. 

Getting an ill health / enhanced annuity quote

To get an ill health, enhanced, or smoker annuity quote, we need to take details about your health and pass them on to the relevant insurance companies. You can call us free on 0800 0725987 and provide details over the phone, or if you prefer you can download a medical questionnaire to complete and send back to us. Or you can just use the form to see what type of details are required.

If you have any problems, or any questions then call us on 0800 0725987, or contact us online.