atretirement.co.uk is the online annuities portal for Pensions and Annuities Ltd, an Independent Financial Adviser (IFA) offering specialist advice on annuities, and annuity quotes. We have years of experiencing in arranging annuities, so why not call us to help arrange yours.

Call us FREE on 0800 011 2713

Annuity Specialists

Pensions and Annuities Limited are a firm of established independent financial advisers, who offer a specialist service for those "at retirement." looking to buy an annuity or take their pension benefits.

We only offer annuities and other products once we have discussed, (usually over the telephone or via email), your requirements, as we feel that choosing the right annuity is a complicated process. What is more, once you have bought your annuity, you can not change your mind.
LPI, RACs, Protected Rights, non-Protected Rights, RPI, GMP, Section 32, FSAVCs, impaired life - all these words probably mean nothing to most people. However, you may have a pension which involves some of these issues.

Taking the benefits from your pension can be a daunting time, but we are here to help you do it, in a jargon-free and painless way. We'll explain all the options available and the upside and downside of each possible course of action, we'll even tell you if we can't beat your existing provider. What is more we do not charge any fees as we receive commission from the product providers.

Our aim is to make this process as easy and as straightforward as possible, so once you have decided upon your chosen annuity, all you need to do is sign the paperwork and return it to us. We will deal with all the paperwork, and liase with your existing pension provider and your new annuity provider. Contact us now on 0800 011 2713 to discuss your options or request a quote online.