atretirement.co.uk “the Website” is maintained by The Policy Servicing Company Ltd. Access and use of the Website is provided by the Company subject to the following terms and conditions of use. By accessing the Website you signify your acceptance of these terms and conditions of use.

Accuracy of Information
All reasonable endeavours have been taken to ensure that the information published on the Website is accurate. However, the Company does not warrant that the information is accurate or complete. You are advised to discuss your specific requirements with an appropriate professional adviser. You acknowledge and agree that certain information within the Website is provided by third parties and that the Company has no control over the accuracy or completeness of such third party data.

Advice
The information, services, systems, articles and data published on the Website is intended for general information only and should not be construed as advice under the Financial Services and Markets Act 2000. You are strongly advised to take appropriate professional and legal advice before entering into any binding contracts.

Use
You may not: restrict or inhibit any other user from using and enjoying the Website; or post or transmit any unlawful, fraudulent, libelous, defamatory, obscene, pornographic, profane, threatening, abusive, hateful, offensive, or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability, or otherwise violate any law; or post or transmit any advertisements, solicitations, chain letters, pyramid schemes, investment opportunities or schemes or other unsolicited commercial messages or engage in spamming or flooding; or upload, post, publish, transmit, reproduce, or distribute in any way, information, software or other material obtained through the Website without prior written permission of the Company. If you take a copy or set up a link to any of the pages of the Website, you must be aware that all of these terms and conditions, warnings and disclaimers will continue to apply.

Limitation of Liability
You accept that the Company shall not be liable in any event for any direct, indirect or consequential loss or damages arising from use of the Website. The Website is provided 'as is'. All warranties whether express or implied under law including without limitation any warranty for the information, data, services, interrupted use, errors, omissions, delays, termination of service, loss of data for any reason, fitness of purpose, infringement of third party property rights are hereby expressly excluded with the sole exception that no exclusion of liability is claimed of death or personal injury as a result of negligence by the Company.

Governing Law and Jurisdiction
These terms and conditions of use are governed by English Law and you agree to submit to the exclusive jurisdiction of the English Courts.

The Company reserves the right to change these terms and conditions at any time without prior notice.

You acknowledge that you have read and accepted these terms and conditions of use.