Pensions and Annuities Ltd is a small independent financial adviser based in Swindon. We offer telephone and face-to-face advice to people all over the UK, and even further afield.

We tend to specialise in all aspects of pension advice, particularly for those who are, or are about to take the benefits from their pension. The majority of our clients are aged 50 or above.

The advice we provide is totally independent because we're not tied to any one company and are independent brokers. We therefore have access to the entire market, this means that we can source the best product from the most appropriate provider for you from across the market.

Our promise to our clients

• We will never treat our clients like a number

• Clients will never form part of any targets or tables

• All charges costs and fees will be made clear before signing up to a contract

• You will never be pressured into something you're not sure about

• We will work to your timescales

• We can offer a one-off transaction service, or regular policy reviews - the choice is yours

• We will always provide information to clients to make a fully informed choice about their options

• We will ensure the information we provide is in plain English and as jargon free as possible

• We will always encourage our clients to contact us for even the slightest query or concern

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